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All agents are NOT alike! Find out why we are top real estate experts. Call us: 800-846-9888.
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Before signing a contract with any REALTORŪ, make sure you know EXACTLY how your home will be marketed.
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Looking for homes? Search everything the web has to offer, right here! Don't miss our Feature Homes. Need local real estate information? We've summarized much of what is important about the Grand Lake, Grove and Monkey Island real estate market in this site. Need expert advice? No web site, large or small, can take the place of a top REALTORŪ. Not even ours! This site is filled with ways that you can contact us for one-on-one expert help and advice. That's our job. Buying and selling a home is one of the biggest events in your life. As top Grand Lake, Grove and Monkey Island REALTORSŪ, we have the experience and track record you are looking for. Please let us help. - Chuck and Victoria Perry Link Resources Oklahoma Real Estate | Real Estate in Oklahoma | Oklahoma Homes for Sale | Oklahoma Real Estate Listings | Oklahoma Real Estate for Sale |
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First Time Buyers >Affording A Home
Are you getting ready to buy your first home? It is important to know how much you can afford before you begin looking at properties. Talking with a lender and getting pre-approved for a loan puts you in a stronger negotiating position with sellers.
As a rule, your monthly housing costs should not exceed 28% of your monthly pre-tax income. These costs include the mortgage payment, real estate taxes, and insurance. If you have long-term debts, such as student loans or car payments, your monthly payments, including your housing costs, should be less than 36% of your pre-tax monthly income. Some loans, such as VA and FHA loans, are more flexible with these basic guidelines.
Depending on which type of mortgage you select, you can consider houses in various price ranges. An adjustable-rate mortgage will usually enable you to qualify for a higher loan amount. Your real estate agent can help you make the basic calculations. Remember that buying at the top end of your price range gives you more time to outgrow your home, and can save you money over the long term.
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| Q |
What real estate board game became the best-selling game in America just one year after it was created?
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| A |
Charles B. Darrow invented Monopoly in 1934, to cheer himself up while unemployed during the Great Depression. Monopoly is now the most popular board game in the world and has sold over 200 million copies. |
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